Update #004 - July 2021

Say good bye to July!!! Yess, July 2021 is official behind us all, and I'm a year older than I was in "Update #003 - June 2021". Besides the regular aging that comes along with time, July has been a pretty fun month, very sportive I must say. Back to play some volley ball here and there and some very intense Bouldering sessions. For the ones unfamiliar with Bouldering is a sort of indoor climbing, pretty fun and great full body workout.

Financially wise, July wasn't a record month in terms of passive income, but was pretty close. It did reach the highest expenses coverage percent ever with a nice 2.7%, beating March 2021 by 0.01%!!! How come you have lower income and higher expense coverage? You must be thinking! Panic not, I have the answer for you :), essentially my expenses have dropped a bit since I moved in with my girlfriend and this is a side effect of that. Anyways, enough talking, show me the numberssss

Update #003 - June 2021

Hello hello! Here we are deeping our toes in the second half of 2021, closing second quarter of the year and most importantly the month of my birthday! Yay! Summer in Ireland seems to be slowly but surely fading away, which makes me pretty sad to be honest. Thinking about winter again is not particularly exciting xD. But I am not here to rant about crappy Irish weather (although I just did and may keep doing), I'm here to bring you updates regarding my path towards financial freedom.

The way towards Financial Freedom is a bumpy one, but June's part was pretty smooth :). A record month for passive income, record month for dividends and some good changes in the P2P portfolio, so despite how much I love it, I can't complain. Also to add to the mix I finally finished reading "The little book that beats the market", although as more of the financial classics is a bit dated it has very clear content and easy to digest, totally recommend it.

Without further ado, here we go!

My dividends are shrinking?? what's going on?

Hello there! Here I am, at 6:15 PM on my day off having a nice cup of tea and listening to what sounds like some of Oasis’s songs on the radio. Can’t complain though, the view from the new place (recently moved :)) is pretty nice, summer, on the other hand, seems to have slowly faded away in the Emerald Island and we are now back to sub 15 C temperatures. By the way as suggested by One Million Journey on my previous post Update #002 - May 2021 I’m using google docs for writing the post so let's see how it goes this time.

A few weeks ago, while I was doing my regular dividends check in my Google sheets I noticed something that caught my attention. Several of the dividends that I had recorded seemed to have been shrinking since I started receiving them. This was shocking to say the least, so I decided to write down my findings here for posterity :). Enjoy!