Update #008 - November 2021

I don't even know when November happened, if you ask me 2021 didn't have a November xD!!! Hello anyways I guess :), sorry I've had a few very very intense weeks and now I'm on my merry way to sunnier lands. Although I'm currently stuck in Frankfurt airport, my mind is already feeling the 30+ centigrade that wait for me in the southern hemisphere of this beautiful and fragile sphere we call earth.

I haven't slept much the last 48 hours, so forgive my crappier than usual language xD. Have you noticed how much more cumbersome has traveling become? Jesus... PCR tests, a ton of forms to fill, certificates of vaccination, I remember when worrying about my passport and visa was all of it. Good old times, right?

Well, enough ranting! Lets talk some finances now.... turns out November was for me as nuts as it was for the stock market. Yeah, my stock portfolio went full nose dive to begin with, mainly caused BABA stocks, on top of that the passive income overall wasn't outstanding. Lets have a closer look, will you?

Is something brewing in the P2P Lending space???

Now that the world is coming to an end again (for like, what? the 4th time this year?) with this new Covid variant and lockdowns, markets going nuts and blah blah blah, we have P2P lending platforms acting out. For the last 3 to 4 months I've been consistently complaining about my P2P Loan platforms. You could say, that I complain a lot, and you wouldn't be wrong xD, but in this case I might have a valid reason. Late payments, drops in interest rates, cash dragging, etc etc are some of the symptoms I've noticed in the platforms I use. And now... to all these already bad issues, we can add FEES, yeah, Finbee is adding an account FEE!!! WTF Finbee!!! WTF!!!

Update #007 - October 2021

It is me again (a bit late xD), this time saying good by to Mr October 2021. A month that didn't bring much to be honest, neither financially nor personally. Don't get me wrong, wasn't a bad month, just nothing particularly good about it. Good thing is, I am now entering the last 4 weeks before my so, so, so, needed holidays!!! It's actually 4 weeks to leave Ireland, I'll do remote work for a week and a half and then proper holidays mode on. But just being able to get on a plane and get the heck out of here for a while will be a big relief. Honestly... I have never wished holidays so bad.

Financially speaking October was so and so. Although there were some dividend hikes on some of my positions, the earned dividends were super shy. On the other side P2P earnings recovered a bit compared with the results from September, not a whole lot to be honest (I was expecting better). Lastly, P2P related, I noticed that for over 3 weeks, Mintos had about €220 without investing them at all so i decided to relocate them.

Lets go into the details!